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	Mortgage Rates Are Moving Mortgage rates are changing. Now is the time to contact our mortgage department about refinancing or locking in a super low mortgage rate. Rates change daily contact Jackie at 1-800-828-5923. jborgwardt@firstccu.com for up to the minute rate and program details.


	FCCU's VISA Credit Cards Now Offer Rewards

Your FCCU VISA credit card will go from ordinary to extraordinary when it becomes a ScoreCard. With ScoreCard, you'll earn Bonus Points for every net retail purchase you make with your card. Once you've accumulated enough Bonus Points, you can redeem them for brand-name merchandise and exciting travel awards. Use your ScoreCard for all of your purchases and you'll be surprised how quickly your Bonus Points will add up. To see the some of the rewards that you can accumulate check out this website http://www.scorecardrewards.com.


	5.99% Balance Transfer Rate


	Other Credit Cards Weighing You Down?


	Transfer Your Balance to a FCCU VISA Card!! FCCU is running a balance transfer promotion from 1/2/08 to 6/30/08 with a rate of only 5.99% through June 30, 2008. Simply bring in the credit card statement to get started. Applies only to non-FCCU cards.


	Short on Cash? Try a Payday Stretch Loan from FCCU! First Community is excited to offer a new pay day loan product. The loan is designed for people who have a short term need for cash. It could be for an auto repair, medical emergency or the like.

Most payday lenders charge between $20-$22 per $100 borrowed. Our program charges only
$15 per $100 borrowed. This is a savings of as much as $35 per loan or 32%. Why pay more?
There is no credit report or credit scoring on this loan and loans can be between $200 and $500.
This is a great opportunity for members that have had a credit blemish or two to reestablish
themselves..Call or stop in and see Angel to get your advance. Now available in Monroe!


	Mortgage Rate Adjustment Headache?

Adjustable rate mortgages were great when interest rates were low, but now that interest rates have started to rise, homeowners have become painfully aware of just how adjustable their first or second mortgage can be! First Community offers a wide range of mortgage loans. These include fixed rate mortgages with terms up to 40 years! Now is an excellent time to evaluate how a fixed rate mortgage can reduce your stress level. It might be worth consolidating your current first mortgage with your adjustable rate second mortgage into a new fixed rate first mortgage loan. The upside to a fixed rate mortgage is that no matter what interest rates do, your payment remains the same! Having a fixed rate mortgage can really make for a restful night of sleep! Stop in or call our mortgage department today (1-800-828-5923), to find out how our fixed rate mortgage products can meet your needs for financial stability.


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	Question or Concern? Email the Credit Union! (click here)


	Updated Privacy Policy


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	Click here for important information about safeguarding your account.

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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law
requires all financial institutions to obtain, verify, and record information that identifies each
person who opens an account. What this means for you: When you open an account, we will ask for
your name, address, date of birth, and other information that will allow us to identify you. We may also
ask to see your driver's license or other identifying documents.