News & Notes


			News & Notes

Announcing FCCU's 5.99%^apr1 Balance Transfer Promotion First Community is excited to announce a 5.99%APR balance transfer promotion for our new VISA Platinum credit cards. Transfer your credit card balance from any competitor credit cards and pay only 5.99% until June 30, 2008. There are no cash advance fees on this promotion so you only pay the super low 5.99%APR. This is a great way to pay off those holiday credit card charges! To take advantage of this great offer simply stop in the credit union with a copy of your credit card statement and we can do the rest. Remember this great rate runs until June 30, 2008 so the sooner you transfer your balance the quicker you start saving money. 1. Minimum finance charge is $1.00. Balance transfer rate adjusts to normal risk based APR on July 1, 2008.

	It's a Credit Card Evolution! Leave Your Old VISA Card Behind! First Community is happy to announce a total re-birth of our VISA card program. The changes will be taking place over the next six months. *Some of the exciting changes include:* ü Rewards - In the next few weeks, your VISA card will go from ordinary to extraordinary when it becomes a ScoreCard. With ScoreCard, you'll earn Bonus Points for every net retail purchase you make with your card. Once you've accumulated enough Bonus Points, you can redeem them for brand-name merchandise and exciting travel awards. Use your ScoreCard for all of your purchases and you'll be surprised how quickly your Bonus Points will add up. Welcome to the ScoreCard program! ü Lower Rates - We are working developing risk based pricing for our VISA cards as well. This will mean that many members will get a lower credit card rate to reward them for their good credit. These changes will be evolving over the next six months, so check the newsletters and web site often to track the evolution of a new VISA card program at FCCU.

		Short on Cash? Try a Payday Stretch Loan from FCCU! First Community is excited to offer a new pay day loan product. The loan is designed for people who have a short term need for cash. It could be for an auto repair, medical emergency or the like. Most payday lenders charge between $20-$22 per $100 borrowed. Our program charges only $15 per $100 borrowed. This is a savings of as much as $35 per loan aor 32%. Why pay more? There is no credit report or credit scoring on this loan and loans can be between $200 and $500. This is a great opportunity for members that have had a credit blemish or two to reestablish themselves. Call or stop in and see Angel to get your advance.


		First Community Offers FREE E-Statements Electronic statements can be accessed from any Internet connection. There are two primary advantages to E-statements. The first is that you do not need to worry about your information being sent through the mail. Mail is occasionally miss-directed or stolen. E-statements would prevent this from happening. With E-statements, you log into a secure Internet server and download your information in an easy to access PDF format. The second advantage is that your statement is available sooner, because as soon as the statements are produced you receive an e-mail which allows you to download it immediately. No more waiting for your statement to make it's way through the mail. Please contact FCCU for details! They are available today email jkgill@firstccu.com to signup.

	FCCU's Bill Pay Site, please NOTE you must come into a credit union branch to sign-up before accessing the site Click Here

			Click Here To Go FCCU's Home Banking

		TJ Maxx Data Breach Update

First Community's Electronic Bill Pay NOW AVAILABLE First Community's Electronic Bill Pay (EBP) is now available. Here is some information about the service *What is electronic bill payment?* Electronic Bill Payment (EBP) is a Credit Union service that makes it simple and convenient to pay your monthly bills on your personal computer. *Pay anyone... Anytime.* You can pay your babysitter or anyone you like. And, YOU control when the payment is made. Schedule recurring payments or cancel recurring payments. Or change only the amount and date of recurring payments. *An eBill-Pay vendor you know & trust.* No third and fourth party processors. First Community Credit Union has partnered with our own processors to bring you this service. The same people and organizations who handle all your other transactions will be processing our electronic bill payments. The program is available FREE for all First Community members.