Checking Accounts


	*Checking Accounts*


	Rates accurate as of 10/1/2012

At First Community, we value your business and the trust that you have in the credit union. It has come to our attention that there has been a significant increase in fraudulent transactions originating from outside of the United States. For this reason we have changed our debit card processing to decline Internet based transactions originating from outside of the United States. For this reason it is imperative that you notify us before you attempt to use your debit card outside of the United States or for transactions based outside of the United States so we can unblock it. Failure to have card unblocked will cause the transaction to be declined.


	We have a checking account that is a perfect for you no matter what you are looking for. Here is a brief summary of what we offer.


	FCCU Checking Accounts SAVE You MONEY!!!

Account	Min to Open	Bal To Obtain APY*	Dividend Rate
Advantage Basic Checking	$25	N/A	N/A
Advantage Dividend Checking	$25	$500.00	.10%
Money Market Checking	$1,000	<$10,000	.05%
		$10,000 - $25,000	.10%
		> $25,000	.20%


	* Annual Percentage Yield. Fees may reduce earnings. Rates may change after the account is opened.


	See account disclosure for more information