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Now Offering Complete Business Services!

First Community has hired a new business development professional, Mindy Henthorn. Mindy has many years of experience in setting up and managing small business accounts. FCCU is now equipped to offer a wide array of business products and services. These include:

w Merchant Credit Card Processing - This will allow you to accept Visa, Mastercard and Discover payments. Discount rates are extremely competitive and programs include FREE equipment!
w FREE Checking Accounts - We are currently waiving all transaction processing fees on our business checking accounts. We only require a minimum balance of $250 or there is a single $5.00 fee per month. This is a huge savings over what most other institutions offer.
w ECC Processing - Allows merchants to convert checks into electronic items and improve the collectablity and decrease the cost of item processing. There is also a check guarantee program available, thereby eliminating NSF checks.
w ACH Originations - ACH stands for automated clearing house originations. These are electronic transactions that can be used to pay employees. This is far more cost effective than writing checks, and you don't need to worry about lost or stolen checks.
w Employee Benefits - By being a First Community Credit Union business account customer, your employees qualify for reduced loan rates and preferred rates of checking, savings and certificates of deposit.

If you or someone you know would like more information about our business account services please call Mindy at 1-800-828-5923 or e-mail her at Mindy Henthorn. She will be happy to explain the products and services that we offer and how we can save you and your business a significant amount of money.

Basic Business Checking

Minimum Balance to avoid service charge

$250

Service charge for balance below minimum

$5.00

Maximum transactions per month

75 Waived

Fee in excess of maximum transactions

$.05 Waived

Average balance to earn interest

$750

Annual Percentage Yield

.15%

Cash & currency orders

No Charge

Return of Canceled Checks

$4.00

Advantage Business Checking

Minimum Balance to avoid service charge

$500

Service charge for balance below minimum

$5.00

Maximum transactions per month

150 Waived

Fee in excess of maximum transactions

$.05 Waived

Average balance to earn interest

$1,500

Annual Percentage Yield

.15%

Cash & currency orders

No Charge

Return of Canceled Checks

$4.00

For more specific information please see the account disclosure.